When You’re Just Getting By
You work hard, but there’s never much left over. You’re trying to work with what you’ve got—even if it’s not a lot. Sometimes it’s alright, but sometimes it’s stressful.
You Want More Margin with Money
A roof over your head, food on the table: you’re keeping things running. Sure, it might not be fancy, but you don’t need much.
There’s always another bill to pay, or an unexpected expense that drains your account. You feel like sometimes you’re teetering on the financial edge.
You Need a Budget—We All Do!
While we can’t change your income, we can help you manage the money you DO have now with confidence and direction. Best of all, a budget can help make your dollars go further.
We Started Keeping Money in Savings
Before using YNAB, Natalie and Larry were like many other couples—they were doing well enough to get by, but the stress of debt loomed. They had 13 credit cards and two personal loans without the extra money to pay them off quickly. “We always somehow managed to get the money we needed, but it’s never stayed in our account long enough to earn any interest,” Natalie said. Until it all changed when they started budgeting.
Here’s How It Works
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1. Sign Up For a Free Trial
We have free workshops and resources to get you budgeting in no time.
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2. Prioritize Your Money
Follow your spending plan, and change as needed.
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3. Create a Buffer
Watch as you start to have money waiting for bills instead of bills waiting for money.
Try YNAB Free for 34 Days. No Credit Card Required
You can move from just getting by to getting ahead. What are you waiting for? Start your budget today!
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