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The Best Features in One App

A wealth-building tool at your fingertips.

YNAB’s Features Video

Connect to Your Bank

Securely link your accounts and import transactions automatically.

Real-Time Sync

Access YNAB on your computer, phone, or tablet and your budget updates automatically and in real time across devices.

Goal Tracking

Prioritize spending and savings goals with our powerful target-setting features, and track your progress at a glance.

Loan Calculator

Find more money for your debt with YNAB’s loan planner tool. We’ll calculate the interest and time saved for every extra dollar you put toward debt.

Spending & Net Worth Reports

Eye candy (read: graphs and charts) make it fun to obsess over your progress. See your average grocery spend (down to the cent) and your growing wealth in full technicolor glory.

We're on a Mission to Build a Better Budget

  • Smart Categorization

    Your budget learns over time to make categorization a breeze.

  • Ad-Free and Uncluttered

    No popups, no third-party products in the app—just budgeting zen.

  • Bank-Grade Security

    Data encryption, 2FA, and data centers that are accredited multiple times over.

Other Features

That’s not all. We’re constantly pumping out new features to make your budget even better.

  • Easy Setup Mode

  • Split Transactions

  • Multiple Budgets

  • Widgets

Access the Full Power of a YNAB Budget

Want to play around with these features? Sign up for a free trial. There’s no commitment, no catch, and we won’t even ask for your credit card. What have you got to lose? (Other than all that debt and stress, of course…)